The elements of estate planning

The following factors are key elements in having a success estate plan: Durable Power of Attorney The durable power of attorney is the most important estate planning instrument – even more important than a will. A power of attorney allows you to appoint another...

Life assurance and your estate

A life assurance policy is an essential part of an estate plan. In the event of your death, your dependents will be taken care of, especially if your estate is low in liquid cash. These kind of policies do not form part of your estate and will be paid directly to the...